Disclaimer

Disclaimer & Important Information

Please read this page carefully before using any content, tools, or resources on GoMoneyCare. Last updated: 2025.

Educational Purpose Only

GoMoneyCare (gomoneycare.com) is a financial education and information platform. All content published on this website — including articles, blog posts, calculators, ebooks, guides, webinar recordings, and any other material — is created and provided solely for educational and general informational purposes.

Nothing on this website constitutes, or should be construed as:

  • Investment advice of any kind
  • Financial planning or wealth management advice
  • A recommendation to buy, sell, or hold any financial product, security, or instrument
  • An offer or solicitation to provide regulated financial services
  • Legal or tax advice

The information on this platform is intended to help readers understand financial concepts — not to guide specific financial decisions for specific individuals. Every individual’s financial situation is different. What is appropriate for one person may not be appropriate for another.

Mutual Fund Investment Risk

Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.

Past performance of any mutual fund scheme is not indicative of future returns. The NAV (Net Asset Value) of mutual fund schemes may go up or down depending on factors and forces affecting the securities markets. Mutual funds do not guarantee returns or protection of capital.

All return figures, projections, examples, and calculations shown on GoMoneyCare are for illustrative purposes only and are based on assumed or historical rates. They should not be relied upon as forecasts or guarantees of future performance.

Financial Calculators

The calculators available on GoMoneyCare — including the SIP Calculator, Lumpsum Calculator, Retirement Calculator, EMI Calculator, and others — are tools for educational illustration only.

Results produced by these calculators are based on user-entered inputs and assumed return rates. They are not predictions, projections, or guarantees of actual financial outcomes. Actual results will vary based on market conditions, fund performance, changes in interest rates, and many other factors beyond the control of any calculator.

Do not make investment or financial decisions solely based on calculator outputs. Consult a qualified financial professional for personalised advice.

Ebooks and Educational Guides

The ebooks and guides available on GoMoneyCare are educational content products. They are written to improve financial literacy and awareness — not to provide personalised investment or financial advice.

All stories, case studies, and investor examples in our ebooks are either anonymised real situations or composite scenarios constructed for illustrative purposes. They should not be taken as advice for any specific individual’s situation. Return figures used in examples are illustrative and not from specific funds or products.

  • All products sold on this website are digital in nature (ebooks, guides, downloadable content).
  • No physical products will be shipped.
  • Upon successful payment, users will receive access to download the purchased product.

Pricing & Refund Policy

  • All prices are listed in Indian Rupees (INR), unless stated otherwise.
  • Payments are processed securely via third-party payment gateways such as Instamojo.
  • Upon successful payment, users will receive access to download the purchased product.
  • We do not store your payment details on our servers.

Due to the nature of digital products:

  • All sales are final and non-refundable.
  • Once a product is downloaded or accessed, no refunds, cancellations, or exchanges will be provided.

If you face any technical issues accessing your purchase, please contact us for assistance.

Insurance Information

Any information about insurance products on this platform — including term insurance, health insurance, ULIPs, or endowment policies — is for general awareness and educational purposes only.

Insurance products are subject to the specific terms, conditions, exclusions, and waiting periods of individual insurance companies. Premium figures mentioned in any content are approximate and illustrative. Actual premiums depend on age, health status, sum assured, policy tenure, and the specific insurer. Please read the policy document carefully before purchasing any insurance product.

No Client Relationship

Use of this website, including reading articles, using calculators, downloading ebooks, or attending webinars, does not create any professional, advisory, or client relationship between you and GoMoneyCare.

GoMoneyCare is not a SEBI-registered Investment Adviser.

External Links and Third-Party Content

GoMoneyCare may contain links to external websites, government portals (such as AMFI, SEBI, IRDAI), fund house websites, or other third-party resources. These links are provided for informational convenience only.

GoMoneyCare does not endorse, control, or take responsibility for the content, accuracy, or availability of any external website. Accessing external links is at your own discretion and risk.

Accuracy of Information

GoMoneyCare makes reasonable efforts to ensure the accuracy of information published on this platform. However, financial regulations, tax rules, product features, and market conditions change frequently.

We do not warrant that all content on this website is current, complete, or free from errors. Always verify important financial information from official sources — including AMFI (amfiindia.com), SEBI (sebi.gov.in), IRDAI (irdai.gov.in), or the relevant fund house or insurer — before making any decisions.

Always Seek Qualified Professional Guidance
Before making any investment, insurance, or financial decision, we strongly encourage you to consult a qualified professional — such as a SEBI-registered Investment Adviser, an AMFI-registered Mutual Fund Distributor, a Certified Financial Planner, or a licensed insurance adviser — who can assess your specific financial situation, goals, and risk profile and provide advice tailored to your needs.Educational content, however good, is not a substitute for personalised professional guidance.

Limitation of Liability

GoMoneyCare, its publishers, writers, and contributors shall not be liable for any financial loss, investment loss, or any other loss or damage arising from the use of, or reliance on, any content, calculator, ebook, or other material published on this platform.

Use of this website and its content is entirely at your own risk and discretion.

Changes to This Disclaimer

GoMoneyCare reserves the right to update or modify this disclaimer at any time without prior notice. It is your responsibility to review this page periodically for any changes. Continued use of the website following any changes constitutes your acceptance of the updated disclaimer.